Life Insurance
Protect What Matters Most!
Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation, and offer some ideas on how you can protect it!
Types of Life Insurance:
Term Insurance, the most affordable type of insurance when initially purchased. This type of life insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term"). It generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage for a specific period of time. For instance, you may decide that you only need coverage until your children graduate from college, or a particular debt is paid off, such as your mortgage.
Permanent Insurance, by contrast provides lifelong protection. As long as you pay the premiums. Providing no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value, and is priced for you to keep over a long period of time.
Guaranteed to age 100
